Privacy Policy
How we collect, use and protect your personal data
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Last updated: March 2026
Data Controller
The data controller for your personal data is:
LR Finances — 10, Passage Charles Rogier, 1210 Saint-Josse-ten-Noode, Belgium — liman@lrfinances.be
Personal Data Collected
We collect the following categories of data:
Identification and Contact Data
Name, email address, phone number, postal address — collected through our contact, simulation and appointment forms.
Financial Data
Income, expenses, professional situation, family situation — necessary for analysing your credit or insurance application.
Browsing Data
IP address, browser type, pages visited, visit duration — collected automatically via cookies and analytics tools.
Application Data
CV, cover letter, professional background — within the framework of our career page.
Purposes and Legal Bases
We process your data on the following legal bases (Article 6 GDPR):
| Purpose | Legal basis | Retention period |
|---|---|---|
| Responding to your contact requests | Consent (Art. 6.1.a) | 3 years after last contact |
| Analysing your credit application | Performance of a contract (Art. 6.1.b) | 10 years (accounting obligation) |
| Analysing your insurance application | Performance of a contract (Art. 6.1.b) | 10 years (accounting obligation) |
| Performing a credit simulation | Consent (Art. 6.1.a) | 1 year |
| Measuring website audience (Google Analytics) | Consent (Art. 6.1.a) | 26 months |
| Complying with legal obligations (FSMA, anti-money laundering) | Legal obligation (Art. 6.1.c) | 10 years |
| Managing applications | Consent (Art. 6.1.a) | 2 years after application |
Data Recipients
Your personal data may be shared with:
Our partner banks and credit institutions — in the context of your financing request.
Our partner insurance companies — in the context of your insurance request.
The FSMA and regulatory authorities — when legally required.
Our technical subcontractors (hosting, maintenance, analytics tools) — who process data on our behalf and according to our instructions.
No data is sold to third parties for commercial purposes.
Data Transfers Outside the EU
Some data may be transferred to countries outside the European Union, particularly through the use of Google Analytics (Google servers in the United States). These transfers are governed by Standard Contractual Clauses (SCCs) approved by the European Commission, ensuring an adequate level of protection.
Your Rights
Under the GDPR, you have the following rights:
Right of access
You may request to view the personal data we hold about you.
Right to rectification
You may request the correction of inaccurate or incomplete data.
Right to erasure
You may request the deletion of your data within the limits provided by law.
Right to data portability
You may request to receive your data in a structured, machine-readable format.
Right to object
You may object to the processing of your data on legitimate grounds.
Right to restriction
You may request the restriction of your data processing in certain cases.
Withdrawal of consent
Where processing is based on your consent, you may withdraw it at any time without affecting the lawfulness of the processing carried out prior to the withdrawal.
To exercise your rights, contact us at: liman@lrfinances.be. We will respond within one month.
Cookies
This site uses cookies. For more information about the cookies we use and how to manage them, please see our Cookie Policy.
Data Security
We implement appropriate technical and organisational measures to protect your personal data against loss, unauthorised access, modification or disclosure. Our site uses the HTTPS protocol to secure data transmissions.
Policy Changes
We reserve the right to modify this privacy policy at any time. Any changes will be published on this page with the update date. We encourage you to check this page regularly.
Right to Lodge a Complaint
If you believe that the processing of your personal data constitutes a breach of the GDPR, you have the right to lodge a complaint with the Data Protection Authority (DPA):
Data Protection Authority (APD/GBA)
Rue de la Presse 35 — 1000 Brussels
+32 (0)2 274 48 00
Questions about your personal data?
Contact us for any questions regarding data protection or book an appointment to discuss your projects.